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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,000 | $65,555-54.2% | $86,216-65.2% | $75,173-60.1% |
| Participation rate | 76.7% | 60.5%+16.2pp | 69.0%+7.7pp | 67.2%+9.5pp |
| Annual return | 9.18% | 46.07%-36.9pp | 1169.42%-1160.2pp | 160.72%-151.5pp |
| Employer contribution / active EE | $1,733 | $1,553+11.5% | $2,382-27.2% | $2,671-35.1% |
| Participant deferral / active EE | $892 | $3,023-70.5% | $3,986-77.6% | $4,126-78.4% |
| Admin fee / account holder | $1,866 | $5,469-65.9% | $6,853-72.8% | $5,651-67.0% |