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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,738 | $111,785-48.3% | $93,669-38.4% | $145,877-60.4% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 29.11% | 203.79%-174.7pp | 133.59%-104.5pp | 551.28%-522.2pp |
| Employer contribution / active EE | $4,006 | $3,096+29.4% | $2,424+65.3% | $4,663-14.1% |
| Participant deferral / active EE | $9,511 | $4,919+93.4% | $4,416+115.4% | $6,691+42.2% |
| Admin fee / account holder | $5,813 | $10,256-43.3% | $8,291-29.9% | $13,402-56.6% |