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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,776 | $59,819-48.6% | $79,583-61.3% | $68,490-55.1% |
| Participation rate | 24.0% | 61.1%-37.1pp | 69.5%-45.5pp | 67.9%-43.9pp |
| Annual return | -19.03% | -12.30%-6.7pp | 0.16%-19.2pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,090 | $1,505-27.6% | $2,414-54.9% | $2,597-58.0% |
| Participant deferral / active EE | $2,298 | $3,025-24.0% | $3,986-42.3% | $4,028-42.9% |
| Admin fee / account holder | $23,186 | $4,835+379.5% | $6,835+239.2% | $5,403+329.1% |