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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,696 | $65,555-42.5% | $86,216-56.3% | $75,173-49.9% |
| Participation rate | 32.0% | 60.5%-28.5pp | 69.0%-37.0pp | 67.2%-35.2pp |
| Annual return | 22.85% | 46.07%-23.2pp | 1169.42%-1146.6pp | 160.72%-137.9pp |
| Employer contribution / active EE | $892 | $1,553-42.6% | $2,382-62.5% | $2,671-66.6% |
| Participant deferral / active EE | $2,146 | $3,023-29.0% | $3,986-46.2% | $4,126-48.0% |
| Admin fee / account holder | $146 | $5,469-97.3% | $6,853-97.9% | $5,651-97.4% |