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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,189 | $209,874-25.1% | $189,537-17.1% | $167,536-6.2% |
| Participation rate | 87.5% | 88.7%-1.2pp | 87.8%-0.3pp | 82.1%+5.4pp |
| Annual return | 16.97% | 748.61%-731.6pp | 555.34%-538.4pp | 478.82%-461.8pp |
| Employer contribution / active EE | $6,700 | $6,913-3.1% | $6,161+8.8% | $4,839+38.5% |
| Participant deferral / active EE | $13,190 | $8,934+47.6% | $8,220+60.5% | $6,342+108.0% |
| Admin fee / account holder | $16,128 | $14,299+12.8% | $12,048+33.9% | $12,315+31.0% |