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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,562 | $201,344+10.5% | $184,243+20.8% | $145,877+52.6% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 15.05% | 29.01%-14.0pp | 28.82%-13.8pp | 551.28%-536.2pp |
| Employer contribution / active EE | $4,992 | $7,022-28.9% | $6,427-22.3% | $4,663+7.1% |
| Participant deferral / active EE | $10,734 | $9,807+9.5% | $9,132+17.5% | $6,691+60.4% |
| Admin fee / account holder | $542 | $16,382-96.7% | $13,914-96.1% | $13,402-96.0% |