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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,679 | $156,963+10.7% | $121,204+43.3% | $139,466+24.5% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.5%+20.5pp | 80.3%+9.7pp |
| Annual return | 17.42% | 1476.75%-1459.3pp | 987.18%-969.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $3,420 | $5,544-38.3% | $4,170-18.0% | $4,754-28.1% |
| Participant deferral / active EE | $6,019 | $4,848+24.2% | $4,083+47.4% | $6,712-10.3% |
| Admin fee / account holder | $1,228 | $6,953-82.3% | $5,651-78.3% | $11,409-89.2% |