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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,509 | $185,225+7.2% | $142,898+38.9% | $167,536+18.5% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 12.97% | 8558.12%-8545.2pp | 5639.64%-5626.7pp | 478.82%-465.8pp |
| Employer contribution / active EE | $3,977 | $5,607-29.1% | $4,146-4.1% | $4,839-17.8% |
| Participant deferral / active EE | $5,774 | $4,496+28.4% | $3,838+50.4% | $6,342-9.0% |
| Admin fee / account holder | $9,869 | $8,032+22.9% | $6,560+50.4% | $12,315-19.9% |