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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $186,558 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $97,526 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,126 | $40,278+230.5% | $80,627+65.1% | $80,157+66.1% |
| Participation rate | 96.0% | 47.5%+48.5pp | 67.0%+29.0pp | 72.9%+23.1pp |
| Annual return | 25.21% | 50.86%-25.7pp | 936.76%-911.6pp | 40.39%-15.2pp |
| Employer contribution / active EE | $2,797 | $1,332+109.9% | $2,723+2.7% | $2,977-6.1% |
| Participant deferral / active EE | $22,288 | $2,696+726.8% | $4,443+401.7% | $5,015+344.4% |
| Admin fee / account holder | $0 | $210-99.8% | $5,381-100.0% | $145-99.7% |