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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,404 | $165,381+4.9% | $149,730+15.8% | $158,966+9.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.79% | 348.29%-332.5pp | 276.70%-260.9pp | 302.95%-287.2pp |
| Employer contribution / active EE | $14,021 | $5,104+174.7% | $4,645+201.8% | $4,762+194.4% |
| Participant deferral / active EE | $13,199 | $7,182+83.8% | $6,843+92.9% | $5,983+120.6% |
| Admin fee / account holder | $8,557 | $10,809-20.8% | $9,310-8.1% | $11,250-23.9% |