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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,643 | $150,447-1.9% | $136,298+8.3% | $147,5860% |
| Participation rate | 94.1% | 84.4%+9.7pp | 81.9%+12.2pp | 82.8%+11.3pp |
| Annual return | 14.54% | 1049.15%-1034.6pp | 5156.27%-5141.7pp | 578.59%-564.1pp |
| Employer contribution / active EE | $7,790 | $5,256+48.2% | $4,696+65.9% | $4,876+59.7% |
| Participant deferral / active EE | $4,824 | $6,631-27.2% | $6,247-22.8% | $5,439-11.3% |
| Admin fee / account holder | $5,308 | $10,906-51.3% | $9,244-42.6% | $10,886-51.2% |