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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,795 | $157,296+8.6% | $141,191+21.0% | $152,897+11.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.82% | 64.34%-44.5pp | 71.41%-51.6pp | 345.43%-325.6pp |
| Employer contribution / active EE | $2,688 | $5,262-48.9% | $4,736-43.2% | $4,764-43.6% |
| Participant deferral / active EE | $8,235 | $7,111+15.8% | $6,710+22.7% | $5,851+40.7% |
| Admin fee / account holder | $4,052 | $12,125-66.6% | $10,264-60.5% | $11,599-65.1% |