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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $59,261 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $44,521 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,573 | $91,474+52.6% | $135,982+2.6% | $71,529+95.1% |
| Participation rate | 84.5% | 75.7%+8.8pp | 81.9%+2.6pp | 67.9%+16.6pp |
| Annual return | 20.35% | 29.89%-9.5pp | 68.32%-48.0pp | 28.97%-8.6pp |
| Employer contribution / active EE | $4,054 | $3,705+9.4% | $4,859-16.6% | $2,590+56.5% |
| Participant deferral / active EE | $13,628 | $7,095+92.1% | $7,760+75.6% | $4,291+217.6% |
| Admin fee / account holder | $731 | $1,267-42.3% | $10,767-93.2% | $1,588-54.0% |