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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,819 | $89,370+31.8% | $141,197-16.6% | $72,976+61.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.50% | 111.88%-87.4pp | 71.41%-46.9pp | 81.02%-56.5pp |
| Employer contribution / active EE | $4,142 | $3,115+33.0% | $4,736-12.5% | $2,440+69.8% |
| Participant deferral / active EE | $13,765 | $5,419+154.0% | $6,710+105.1% | $3,608+281.5% |
| Admin fee / account holder | $6,811 | $5,957+14.3% | $10,265-33.6% | $5,124+32.9% |