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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $53,505 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $40,265 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,988 | $82,678+51.2% | $125,391-0.3% | $68,490+82.5% |
| Participation rate | 87.5% | 75.1%+12.4pp | 82.4%+5.1pp | 67.9%+19.6pp |
| Annual return | -17.68% | -5.97%-11.7pp | 572.41%-590.1pp | -7.85%-9.8pp |
| Employer contribution / active EE | $4,217 | $3,382+24.7% | $4,816-12.4% | $2,597+62.4% |
| Participant deferral / active EE | $14,468 | $6,111+136.7% | $7,448+94.2% | $4,028+259.2% |
| Admin fee / account holder | $781 | $6,277-87.6% | $10,009-92.2% | $5,403-85.5% |