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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $24,669 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $5,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,536 | $56,503-47.7% | $70,098-57.9% | $64,814-54.4% |
| Participation rate | 90.4% | 70.5%+19.9pp | 70.5%+19.9pp | 71.5%+18.9pp |
| Annual return | -11.89% | -13.44%+1.5pp | 190.76%-202.6pp | 32.84%-44.7pp |
| Employer contribution / active EE | $1,279 | $2,046-37.5% | $2,560-50.0% | $2,507-49.0% |
| Participant deferral / active EE | $3,219 | $3,389-5.0% | $3,849-16.4% | $4,310-25.3% |
| Admin fee / account holder | $41 | $160-74.4% | $6,266-99.3% | $188-78.2% |