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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,930 | $156,927-75.2% | $121,169-67.9% | $139,456-72.1% |
| Participation rate | 90.0% | 76.4%+13.6pp | 69.5%+20.5pp | 80.3%+9.7pp |
| Annual return | 20.51% | 1475.85%-1455.3pp | 986.71%-966.2pp | 373.45%-352.9pp |
| Employer contribution / active EE | $3,790 | $5,542-31.6% | $4,168-9.1% | $4,753-20.2% |
| Participant deferral / active EE | $4,892 | $4,848+0.9% | $4,083+19.8% | $6,711-27.1% |
| Admin fee / account holder | $831 | $6,946-88.0% | $5,645-85.3% | $11,407-92.7% |