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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,791 | $152,597-79.2% | $117,533-73.0% | $134,532-76.4% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | 0.00% | 53.04%-53.0pp | 29.77%-29.8pp | 418.27%-418.3pp |
| Employer contribution / active EE | $5,301 | $5,576-4.9% | $4,179+26.8% | $4,741+11.8% |
| Participant deferral / active EE | $7,330 | $4,821+52.0% | $4,072+80.0% | $6,401+14.5% |
| Admin fee / account holder | $653 | $7,007-90.7% | $5,647-88.4% | $11,429-94.3% |