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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,978 | $57,350+457.9% | $83,850+281.6% | $64,181+398.6% |
| Participation rate | 97.4% | 68.6%+28.8pp | 76.1%+21.3pp | 69.6%+27.9pp |
| Annual return | -5.35% | 11.38%-16.7pp | 850.92%-856.3pp | 7.63%-13.0pp |
| Employer contribution / active EE | $6,297 | $2,545+147.4% | $3,631+73.4% | $2,381+164.5% |
| Participant deferral / active EE | $17,683 | $2,993+490.8% | $4,082+333.2% | $3,470+409.7% |
| Admin fee / account holder | $626 | $4,046-84.5% | $5,478-88.6% | $4,887-87.2% |