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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,238 | $63,342+400.8% | $92,236+243.9% | $70,131+352.3% |
| Participation rate | 98.7% | 68.7%+30.1pp | 76.5%+22.3pp | 69.5%+29.2pp |
| Annual return | 16.11% | 530.15%-514.0pp | 176.29%-160.2pp | 73.14%-57.0pp |
| Employer contribution / active EE | $4,417 | $2,471+78.7% | $3,679+20.0% | $2,342+88.5% |
| Participant deferral / active EE | $16,487 | $2,854+477.7% | $3,897+323.1% | $3,332+394.8% |
| Admin fee / account holder | $7,361 | $3,840+91.7% | $5,194+41.7% | $4,645+58.5% |