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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,969 | $140,592+23.7% | $123,105+41.3% | $125,389+38.7% |
| Participation rate | 73.9% | 88.2%-14.3pp | 86.8%-12.9pp | 83.2%-9.3pp |
| Annual return | -1.71% | 16.80%-18.5pp | 13.22%-14.9pp | 282.24%-283.9pp |
| Employer contribution / active EE | $0 | $6,041-100.0% | $5,151-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $9,525 | $6,980+36.5% | $6,229+52.9% | $5,352+78.0% |
| Admin fee / account holder | $390 | $11,198-96.5% | $9,014-95.7% | $9,541-95.9% |