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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,213 | $197,625+38.8% | $177,840+54.2% | $158,966+72.5% |
| Participation rate | 91.7% | 88.5%+3.1pp | 87.7%+3.9pp | 82.0%+9.7pp |
| Annual return | 23.65% | 58.76%-35.1pp | 48.32%-24.7pp | 302.95%-279.3pp |
| Employer contribution / active EE | $7,720 | $6,698+15.3% | $5,919+30.4% | $4,762+62.1% |
| Participant deferral / active EE | $14,951 | $8,405+77.9% | $7,714+93.8% | $5,983+149.9% |
| Admin fee / account holder | $4,101 | $15,405-73.4% | $12,431-67.0% | $11,250-63.5% |