Filed December 16, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 99 · EIN 04-2675571 | Other Fees | $121,838 |
MORNINGSTAR4+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $10,175 |
Filed as: VOYA RETIREMENT INSURANCE CO. Service code 15 · EIN 71-0294708 | Recordkeeping | $6,650 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,999 | $37,196+64.0% | $154,111-60.4% | $55,725+9.5% |
| Participation rate | 67.7% | 64.1%+3.6pp | 83.0%-15.3pp | 70.9%-3.2pp |
| Annual return | -5.68% | 1319.68%-1325.4pp | 735.18%-740.9pp | 244.93%-250.6pp |
| Employer contribution / active EE | $548 | $1,614-66.1% | $5,298-89.7% | $2,078-73.6% |
| Participant deferral / active EE | $5,082 | $2,068+145.7% | $5,0810% | $3,356+51.5% |
| Admin fee / account holder | $14 | $102-86.2% | $13,411-99.9% | $115-87.8% |