Filed December 16, 2025
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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR2+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $8,462 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,207 | $36,916+71.2% | $156,551-59.6% | $57,658+9.6% |
| Participation rate | 64.7% | 63.4%+1.3pp | 84.0%-19.3pp | 70.2%-5.5pp |
| Annual return | 9.91% | 12.38%-2.5pp | 32.23%-22.3pp | 5.13%+4.8pp |
| Employer contribution / active EE | $746 | $1,571-52.5% | $5,501-86.4% | $1,974-62.2% |
| Participant deferral / active EE | $4,690 | $1,926+143.6% | $4,871-3.7% | $3,061+53.3% |
| Admin fee / account holder | $11 | $82-87.1% | $13,028-99.9% | $95-88.8% |