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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$19,187 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,713 | $93,598+223.4% | $135,974+122.6% | $75,173+302.7% |
| Participation rate | 92.7% | 75.2%+17.5pp | 81.9%+10.8pp | 67.2%+25.5pp |
| Annual return | 17.67% | 30.89%-13.2pp | 68.30%-50.6pp | 160.72%-143.0pp |
| Employer contribution / active EE | $14,765 | $3,538+317.4% | $4,859+203.9% | $2,671+452.8% |
| Participant deferral / active EE | $14,484 | $6,405+126.1% | $7,760+86.7% | $4,126+251.0% |
| Admin fee / account holder | $400 | $6,978-94.3% | $10,767-96.3% | $5,651-92.9% |