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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,689 | $105,200+170.6% | $159,474+78.5% | $85,847+231.6% |
| Participation rate | 96.5% | 75.8%+20.7pp | 82.8%+13.6pp | 69.3%+27.2pp |
| Annual return | 14.97% | 45.08%-30.1pp | 263.68%-248.7pp | 318.61%-303.6pp |
| Employer contribution / active EE | $12,745 | $3,319+284.0% | $4,831+163.8% | $2,565+396.8% |
| Participant deferral / active EE | $13,516 | $5,946+127.3% | $7,353+83.8% | $3,952+242.0% |
| Admin fee / account holder | $2,455 | $6,934-64.6% | $10,802-77.3% | $6,261-60.8% |