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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,544 | $98,776+155.7% | $149,745+68.6% | $79,856+216.2% |
| Participation rate | 97.6% | 75.8%+21.9pp | 82.5%+15.2pp | 69.6%+28.0pp |
| Annual return | 50.96% | 27.38%+23.6pp | 276.72%-225.8pp | 31.71%+19.3pp |
| Employer contribution / active EE | $11,097 | $3,217+244.9% | $4,646+138.9% | $2,471+349.0% |
| Participant deferral / active EE | $12,860 | $5,681+126.4% | $6,843+87.9% | $3,741+243.8% |
| Admin fee / account holder | $4,317 | $6,053-28.7% | $9,312-53.6% | $5,306-18.7% |