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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$20,838 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,507 | $101,672+150.3% | $147,117+73.0% | $74,478+241.7% |
| Participation rate | 86.0% | 75.5%+10.4pp | 82.2%+3.8pp | 67.2%+18.8pp |
| Annual return | 15.85% | 8757.83%-8742.0pp | 420.54%-404.7pp | 1370.56%-1354.7pp |
| Employer contribution / active EE | $11,787 | $3,813+209.1% | $4,932+139.0% | $2,626+348.8% |
| Participant deferral / active EE | $13,084 | $7,305+79.1% | $8,065+62.2% | $4,350+200.8% |
| Admin fee / account holder | $344 | $1,753-80.4% | $12,993-97.4% | $1,946-82.3% |