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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,963 | $52,519-90.5% | $155,789-96.8% | $59,633-91.7% |
| Participation rate | 61.5% | 61.7%-0.2pp | 76.1%-14.6pp | 68.7%-7.1pp |
| Annual return | -11.17% | 53.51%-64.7pp | 71.54%-82.7pp | 2041.45%-2052.6pp |
| Employer contribution / active EE | $477 | $1,589-70.0% | $3,839-87.6% | $2,203-78.3% |
| Participant deferral / active EE | $2,631 | $3,084-14.7% | $4,798-45.2% | $3,192-17.6% |
| Admin fee / account holder | $183 | $3,540-94.8% | $7,477-97.5% | $4,297-95.7% |