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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,693 | $169,336+173.2% | $129,384+257.6% | $145,884+217.2% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 8.88% | 14408.70%-14399.8pp | 9461.77%-9452.9pp | 551.85%-543.0pp |
| Employer contribution / active EE | $3,597 | $5,540-35.1% | $4,153-13.4% | $4,662-22.8% |
| Participant deferral / active EE | $12,250 | $4,985+145.7% | $4,166+194.1% | $6,690+83.1% |
| Admin fee / account holder | $0 | $9,912-100.0% | $7,686-100.0% | $13,392-100.0% |