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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $542,641 | $149,040+264.1% | $120,225+351.4% | $137,256+295.3% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 11.53% | 605.68%-594.1pp | 439.23%-427.7pp | 220.34%-208.8pp |
| Employer contribution / active EE | $4,135 | $4,350-5.0% | $3,475+19.0% | $4,156-0.5% |
| Participant deferral / active EE | $13,583 | $4,655+191.8% | $3,999+239.7% | $6,407+112.0% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |