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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $630,359 |
CAPFINANCIAL PARTNERS LLC3 years Service code 28 · EIN 26-0058143 | Investment Management | $68,037 |
BDG-CPAS3 years Filed as: BDG CPAS Service code 10 · EIN 22-2625944 | Accounting | $24,550 |
Service code 26 · EIN 27-0896966 | Advisory (Participants) | $6,519 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $2,419 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $13 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,327 | $114,842-37.9% | $159,495-55.3% | $101,555-29.8% |
| Participation rate | 87.4% | 71.6%+15.8pp | 82.8%+4.6pp | 74.5%+12.9pp |
| Annual return | 17.67% | 22.90%-5.2pp | 263.72%-246.1pp | 21.00%-3.3pp |
| Employer contribution / active EE | $2,147 | $3,203-33.0% | $4,831-55.6% | $2,972-27.7% |
| Participant deferral / active EE | $7,305 | $6,336+15.3% | $7,354-0.7% | $4,874+49.9% |
| Admin fee / account holder | $53 | $80-34.5% | $10,804-99.5% | $139-62.3% |