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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $630,359 |
CAPFINANCIAL PARTNERS LLC3 years Service code 28 · EIN 26-0058143 | Investment Management | $68,037 |
BDG-CPAS3 years Filed as: BDG CPAS Service code 10 · EIN 22-2625944 | Accounting | $24,550 |
Service code 26 · EIN 27-0896966 | Advisory (Participants) | $6,519 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $2,419 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $13 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,327 | $114,241-37.6% | $159,455-55.3% | $101,517-29.7% |
| Participation rate | 87.4% | 71.7%+15.7pp | 82.8%+4.6pp | 74.6%+12.9pp |
| Annual return | 17.67% | 22.81%-5.1pp | 263.63%-246.0pp | 21.00%-3.3pp |
| Employer contribution / active EE | $2,147 | $3,214-33.2% | $4,830-55.5% | $2,973-27.8% |
| Participant deferral / active EE | $7,305 | $6,307+15.8% | $7,353-0.6% | $4,873+49.9% |
| Admin fee / account holder | $53 | $81-34.8% | $10,800-99.5% | $139-62.3% |