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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $70,499 |
Filed as: CHARLES SCHWAB & CO.,INC. Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $247 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,125 | $123,793+56.0% | $177,840+8.6% | $79,852+141.9% |
| Participation rate | 90.6% | 84.7%+5.9pp | 87.7%+2.9pp | 69.6%+20.9pp |
| Annual return | 11.19% | 22.82%-11.6pp | 48.32%-37.1pp | 31.72%-20.5pp |
| Employer contribution / active EE | $6,519 | $4,095+59.2% | $5,919+10.1% | $2,471+163.8% |
| Participant deferral / active EE | $9,989 | $5,956+67.7% | $7,714+29.5% | $3,740+167.0% |
| Admin fee / account holder | $458 | $7,243-93.7% | $12,431-96.3% | $5,306-91.4% |