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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $61,264 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $307 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,133 | $87,834+65.2% | $133,975+8.3% | $62,881+130.8% |
| Participation rate | 97.3% | 83.4%+13.9pp | 87.1%+10.2pp | 69.3%+28.0pp |
| Annual return | 7.08% | 12.05%-5.0pp | 29.29%-22.2pp | 20.14%-13.1pp |
| Employer contribution / active EE | $9,731 | $3,482+179.4% | $5,211+86.7% | $2,281+326.6% |
| Participant deferral / active EE | $9,414 | $4,812+95.7% | $6,282+49.9% | $3,203+193.9% |
| Admin fee / account holder | $420 | $5,372-92.2% | $9,324-95.5% | $4,296-90.2% |