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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,566 | $84,518+13.1% | $67,704+41.2% | $125,389-23.8% |
| Participation rate | 33.3% | 74.8%-41.5pp | 67.5%-34.2pp | 83.2%-49.9pp |
| Annual return | -2.00% | 2.57%-4.6pp | 25.41%-27.4pp | 282.24%-284.2pp |
| Employer contribution / active EE | $464 | $3,292-85.9% | $2,559-81.9% | $4,866-90.5% |
| Participant deferral / active EE | $4,803 | $4,430+8.4% | $3,585+34.0% | $5,352-10.3% |
| Admin fee / account holder | $477 | $5,340-91.1% | $4,255-88.8% | $9,541-95.0% |