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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,753 | $93,064+26.5% | $74,577+57.9% | $273,972-57.0% |
| Participation rate | 42.9% | 74.9%-32.1pp | 68.1%-25.3pp | 83.0%-40.2pp |
| Annual return | 5.45% | 26.18%-20.7pp | 20.47%-15.0pp | 41.46%-36.0pp |
| Employer contribution / active EE | $561 | $3,160-82.2% | $2,525-77.8% | $4,869-88.5% |
| Participant deferral / active EE | $6,716 | $4,160+61.4% | $3,458+94.2% | $5,287+27.0% |
| Admin fee / account holder | $544 | $5,273-89.7% | $4,138-86.9% | $10,133-94.6% |