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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $21,237 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $1,859 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,312 | $129,021+259.1% | $184,203+151.5% | $77,643+496.7% |
| Participation rate | 92.8% | 87.3%+5.5pp | 86.8%+6.0pp | 70.6%+22.2pp |
| Annual return | 15.06% | 33.27%-18.2pp | 28.81%-13.8pp | 31.24%-16.2pp |
| Employer contribution / active EE | $28,235 | $4,413+539.8% | $6,427+339.3% | $2,726+935.8% |
| Participant deferral / active EE | $17,656 | $7,297+142.0% | $9,131+93.4% | $4,647+279.9% |
| Admin fee / account holder | $45 | $254-82.2% | $13,901-99.7% | $430-89.5% |