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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $21,237 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,859 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,312 | $129,159+258.7% | $184,243+151.5% | $77,714+496.2% |
| Participation rate | 92.8% | 87.4%+5.4pp | 86.8%+6.0pp | 70.6%+22.2pp |
| Annual return | 15.06% | 33.22%-18.2pp | 28.82%-13.8pp | 31.26%-16.2pp |
| Employer contribution / active EE | $28,235 | $4,410+540.2% | $6,427+339.3% | $2,727+935.5% |
| Participant deferral / active EE | $17,656 | $7,305+141.7% | $9,132+93.3% | $4,649+279.8% |
| Admin fee / account holder | $45 | $256-82.3% | $13,914-99.7% | $433-89.6% |