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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,643 | $211,239+30.5% | $178,528+54.4% | $145,877+89.0% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 12.69% | 30.22%-17.5pp | 27.11%-14.4pp | 551.28%-538.6pp |
| Employer contribution / active EE | $4,172 | $4,570-8.7% | $3,950+5.6% | $4,663-10.5% |
| Participant deferral / active EE | $6,032 | $6,963-13.4% | $6,278-3.9% | $6,691-9.8% |
| Admin fee / account holder | $15,917 | $12,095+31.6% | $10,419+52.8% | $13,402+18.8% |