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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,716 | $228,395+12.4% | $185,861+38.1% | $158,982+61.5% |
| Participation rate | 78.9% | 82.3%-3.4pp | 78.0%+0.9pp | 82.0%-3.0pp |
| Annual return | 14.42% | 40.82%-26.4pp | 35.96%-21.5pp | 302.99%-288.6pp |
| Employer contribution / active EE | $3,918 | $4,968-21.1% | $4,088-4.2% | $4,763-17.7% |
| Participant deferral / active EE | $5,401 | $6,417-15.8% | $5,634-4.1% | $5,983-9.7% |
| Admin fee / account holder | $6,175 | $11,869-48.0% | $9,503-35.0% | $11,252-45.1% |