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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,000 | $190,916+18.9% | $160,037+41.8% | $134,545+68.7% |
| Participation rate | 68.2% | 82.0%-13.8pp | 78.0%-9.8pp | 81.2%-13.1pp |
| Annual return | -15.33% | 552.79%-568.1pp | 408.95%-424.3pp | 418.37%-433.7pp |
| Employer contribution / active EE | $3,668 | $4,996-26.6% | $4,226-13.2% | $4,742-22.6% |
| Participant deferral / active EE | $5,156 | $6,925-25.5% | $6,184-16.6% | $6,401-19.4% |
| Admin fee / account holder | $5,424 | $10,497-48.3% | $8,716-37.8% | $11,431-52.5% |