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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,643 | $211,224+30.5% | $178,505+54.4% | $145,897+88.9% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 12.69% | 30.28%-17.6pp | 27.16%-14.5pp | 552.29%-539.6pp |
| Employer contribution / active EE | $4,172 | $4,577-8.8% | $3,955+5.5% | $4,663-10.5% |
| Participant deferral / active EE | $6,032 | $6,966-13.4% | $6,280-4.0% | $6,689-9.8% |
| Admin fee / account holder | $15,917 | $12,109+31.4% | $10,428+52.6% | $13,390+18.9% |