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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,737 | $99,644-52.1% | $86,438-44.8% | $134,532-64.5% |
| Participation rate | 44.4% | 82.1%-37.6pp | 80.3%-35.9pp | 81.2%-36.8pp |
| Annual return | -9.45% | 6787.26%-6796.7pp | 4397.19%-4406.6pp | 418.27%-427.7pp |
| Employer contribution / active EE | $1,157 | $4,402-73.7% | $3,769-69.3% | $4,741-75.6% |
| Participant deferral / active EE | $2,471 | $7,247-65.9% | $6,952-64.5% | $6,401-61.4% |
| Admin fee / account holder | $274 | $8,375-96.7% | $6,733-95.9% | $11,429-97.6% |