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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,715 | $115,903-70.9% | $100,528-66.5% | $158,966-78.8% |
| Participation rate | 44.4% | 81.6%-37.2pp | 79.4%-35.0pp | 82.0%-37.5pp |
| Annual return | 11.69% | 34.80%-23.1pp | 30.90%-19.2pp | 302.95%-291.3pp |
| Employer contribution / active EE | $1,135 | $4,105-72.3% | $3,419-66.8% | $4,762-76.2% |
| Participant deferral / active EE | $2,748 | $6,677-58.8% | $6,271-56.2% | $5,983-54.1% |
| Admin fee / account holder | $161 | $11,000-98.5% | $8,084-98.0% | $11,250-98.6% |