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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,632 | $97,020-71.5% | $83,327-66.8% | $135,380-79.6% |
| Participation rate | 30.0% | 80.4%-50.4pp | 77.8%-47.8pp | 82.6%-52.6pp |
| Annual return | -1.42% | 12.31%-13.7pp | 10.64%-12.1pp | 519.81%-521.2pp |
| Employer contribution / active EE | $839 | $4,144-79.7% | $3,379-75.2% | $4,779-82.4% |
| Participant deferral / active EE | $1,462 | $5,964-75.5% | $5,565-73.7% | $5,609-73.9% |
| Admin fee / account holder | $152 | $8,426-98.2% | $7,540-98.0% | $10,828-98.6% |