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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,200 | $198,457-29.9% | $170,435-18.3% | $147,586-5.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 2.25% | 257.30%-255.1pp | 205.94%-203.7pp | 578.59%-576.3pp |
| Employer contribution / active EE | $7,542 | $6,183+22.0% | $5,432+38.8% | $4,876+54.7% |
| Participant deferral / active EE | $4,364 | $5,629-22.5% | $4,939-11.7% | $5,439-19.8% |
| Admin fee / account holder | $616 | $16,852-96.3% | $13,881-95.6% | $10,886-94.3% |