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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,183 | $181,062+51.4% | $158,223+73.3% | $155,188+76.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.05% | 57.39%-44.3pp | 52.09%-39.0pp | 148.84%-135.8pp |
| Employer contribution / active EE | $9,906 | $4,565+117.0% | $4,109+141.1% | $4,248+133.2% |
| Participant deferral / active EE | $6,055 | $6,134-1.3% | $5,467+10.7% | $6,531-7.3% |
| Admin fee / account holder | $837 | $18,825-95.6% | $16,047-94.8% | $14,480-94.2% |