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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,132 | $110,337+53.3% | $102,383+65.2% | $145,877+15.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.64% | 24.83%-16.2pp | 24.94%-16.3pp | 551.28%-542.6pp |
| Employer contribution / active EE | $4,820 | $4,216+14.3% | $3,870+24.5% | $4,663+3.4% |
| Participant deferral / active EE | $9,149 | $5,621+62.8% | $5,060+80.8% | $6,691+36.7% |
| Admin fee / account holder | $3,635 | $9,750-62.7% | $8,391-56.7% | $13,402-72.9% |