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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,778 | $100,970+153.3% | $96,576+164.8% | $137,256+86.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 8.39% | 38.16%-29.8pp | 38.47%-30.1pp | 220.34%-211.9pp |
| Employer contribution / active EE | $4,748 | $3,809+24.6% | $3,553+33.6% | $4,156+14.2% |
| Participant deferral / active EE | $3,700 | $8,286-55.3% | $7,956-53.5% | $6,407-42.2% |
| Admin fee / account holder | $31,720 | $11,312+180.4% | $11,381+178.7% | $12,270+158.5% |