Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 13-5674085 | Advisory (Participants) | $14,797 |
Filed as: JOHN HANCOCK NEW YORK Service code 15 · EIN 13-3646501 | Recordkeeping | $1,461 |
Filed as: MERRILL LYNCH - PAS Service code 26 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,134 | $80,781-37.9% | $102,437-51.1% | $74,478-32.7% |
| Participation rate | 66.2% | 65.7%+0.5pp | 74.5%-8.3pp | 67.2%-1.0pp |
| Annual return | 11.75% | 27.58%-15.8pp | 24.95%-13.2pp | 1370.56%-1358.8pp |
| Employer contribution / active EE | $2,447 | $3,160-22.6% | $3,871-36.8% | $2,626-6.8% |
| Participant deferral / active EE | $3,798 | $3,862-1.7% | $5,060-24.9% | $4,350-12.7% |
| Admin fee / account holder | $650 | $2,372-72.6% | $8,388-92.3% | $1,946-66.6% |