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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,326 | $102,393+181.6% | $147,041+96.1% | $80,911+256.4% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.6%+29.7pp |
| Annual return | 12.13% | 134.95%-122.8pp | 419.21%-407.1pp | 35.63%-23.5pp |
| Employer contribution / active EE | $14,940 | $3,715+302.1% | $4,935+202.7% | $2,756+442.1% |
| Participant deferral / active EE | $17,284 | $6,647+160.0% | $8,071+114.1% | $4,297+302.2% |
| Admin fee / account holder | $15,441 | $7,943+94.4% | $13,006+18.7% | $6,935+122.7% |