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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,316 | $93,589+168.5% | $135,942+84.9% | $75,181+234.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.01% | 30.90%-14.9pp | 68.28%-52.3pp | 160.69%-144.7pp |
| Employer contribution / active EE | $11,461 | $3,537+224.0% | $4,858+136.0% | $2,671+329.2% |
| Participant deferral / active EE | $16,861 | $6,405+163.2% | $7,759+117.3% | $4,126+308.7% |
| Admin fee / account holder | $7,879 | $6,977+12.9% | $10,764-26.8% | $5,650+39.5% |